/home/kueuepay/public_html/vendor/phpoffice/phpspreadsheet/src/PhpSpreadsheet/Writer/Csv.php
<?php

namespace PhpOffice\PhpSpreadsheet\Writer;

use PhpOffice\PhpSpreadsheet\Calculation\Calculation;
use PhpOffice\PhpSpreadsheet\Spreadsheet;

class Csv extends BaseWriter
{
    /**
     * PhpSpreadsheet object.
     *
     * @var Spreadsheet
     */
    private $spreadsheet;

    /**
     * Delimiter.
     *
     * @var string
     */
    private $delimiter = ',';

    /**
     * Enclosure.
     *
     * @var string
     */
    private $enclosure = '"';

    /**
     * Line ending.
     *
     * @var string
     */
    private $lineEnding = PHP_EOL;

    /**
     * Sheet index to write.
     *
     * @var int
     */
    private $sheetIndex = 0;

    /**
     * Whether to write a UTF8 BOM.
     *
     * @var bool
     */
    private $useBOM = false;

    /**
     * Whether to write a Separator line as the first line of the file
     *     sep=x.
     *
     * @var bool
     */
    private $includeSeparatorLine = false;

    /**
     * Whether to write a fully Excel compatible CSV file.
     *
     * @var bool
     */
    private $excelCompatibility = false;

    /**
     * Output encoding.
     *
     * @var string
     */
    private $outputEncoding = '';

    /**
     * Create a new CSV.
     */
    public function __construct(Spreadsheet $spreadsheet)
    {
        $this->spreadsheet = $spreadsheet;
    }

    /**
     * Save PhpSpreadsheet to file.
     *
     * @param resource|string $filename
     */
    public function save($filename, int $flags = 0): void
    {
        $this->processFlags($flags);

        // Fetch sheet
        $sheet = $this->spreadsheet->getSheet($this->sheetIndex);

        $saveDebugLog = Calculation::getInstance($this->spreadsheet)->getDebugLog()->getWriteDebugLog();
        Calculation::getInstance($this->spreadsheet)->getDebugLog()->setWriteDebugLog(false);
        $saveArrayReturnType = Calculation::getArrayReturnType();
        Calculation::setArrayReturnType(Calculation::RETURN_ARRAY_AS_VALUE);

        // Open file
        $this->openFileHandle($filename);

        if ($this->excelCompatibility) {
            $this->setUseBOM(true); //  Enforce UTF-8 BOM Header
            $this->setIncludeSeparatorLine(true); //  Set separator line
            $this->setEnclosure('"'); //  Set enclosure to "
            $this->setDelimiter(';'); //  Set delimiter to a semi-colon
            $this->setLineEnding("\r\n");
        }

        if ($this->useBOM) {
            // Write the UTF-8 BOM code if required
            fwrite($this->fileHandle, "\xEF\xBB\xBF");
        }

        if ($this->includeSeparatorLine) {
            // Write the separator line if required
            fwrite($this->fileHandle, 'sep=' . $this->getDelimiter() . $this->lineEnding);
        }

        //    Identify the range that we need to extract from the worksheet
        $maxCol = $sheet->getHighestDataColumn();
        $maxRow = $sheet->getHighestDataRow();

        // Write rows to file
        for ($row = 1; $row <= $maxRow; ++$row) {
            // Convert the row to an array...
            $cellsArray = $sheet->rangeToArray('A' . $row . ':' . $maxCol . $row, '', $this->preCalculateFormulas);
            // ... and write to the file
            $this->writeLine($this->fileHandle, $cellsArray[0]);
        }

        $this->maybeCloseFileHandle();
        Calculation::setArrayReturnType($saveArrayReturnType);
        Calculation::getInstance($this->spreadsheet)->getDebugLog()->setWriteDebugLog($saveDebugLog);
    }

    public function getDelimiter(): string
    {
        return $this->delimiter;
    }

    public function setDelimiter(string $delimiter): self
    {
        $this->delimiter = $delimiter;

        return $this;
    }

    public function getEnclosure(): string
    {
        return $this->enclosure;
    }

    public function setEnclosure(string $enclosure = '"'): self
    {
        $this->enclosure = $enclosure;

        return $this;
    }

    public function getLineEnding(): string
    {
        return $this->lineEnding;
    }

    public function setLineEnding(string $lineEnding): self
    {
        $this->lineEnding = $lineEnding;

        return $this;
    }

    /**
     * Get whether BOM should be used.
     */
    public function getUseBOM(): bool
    {
        return $this->useBOM;
    }

    /**
     * Set whether BOM should be used, typically when non-ASCII characters are used.
     */
    public function setUseBOM(bool $useBOM): self
    {
        $this->useBOM = $useBOM;

        return $this;
    }

    /**
     * Get whether a separator line should be included.
     */
    public function getIncludeSeparatorLine(): bool
    {
        return $this->includeSeparatorLine;
    }

    /**
     * Set whether a separator line should be included as the first line of the file.
     */
    public function setIncludeSeparatorLine(bool $includeSeparatorLine): self
    {
        $this->includeSeparatorLine = $includeSeparatorLine;

        return $this;
    }

    /**
     * Get whether the file should be saved with full Excel Compatibility.
     */
    public function getExcelCompatibility(): bool
    {
        return $this->excelCompatibility;
    }

    /**
     * Set whether the file should be saved with full Excel Compatibility.
     *
     * @param bool $excelCompatibility Set the file to be written as a fully Excel compatible csv file
     *                                Note that this overrides other settings such as useBOM, enclosure and delimiter
     */
    public function setExcelCompatibility(bool $excelCompatibility): self
    {
        $this->excelCompatibility = $excelCompatibility;

        return $this;
    }

    public function getSheetIndex(): int
    {
        return $this->sheetIndex;
    }

    public function setSheetIndex(int $sheetIndex): self
    {
        $this->sheetIndex = $sheetIndex;

        return $this;
    }

    public function getOutputEncoding(): string
    {
        return $this->outputEncoding;
    }

    public function setOutputEncoding(string $outputEnconding): self
    {
        $this->outputEncoding = $outputEnconding;

        return $this;
    }

    /** @var bool */
    private $enclosureRequired = true;

    public function setEnclosureRequired(bool $value): self
    {
        $this->enclosureRequired = $value;

        return $this;
    }

    public function getEnclosureRequired(): bool
    {
        return $this->enclosureRequired;
    }

    /**
     * Convert boolean to TRUE/FALSE; otherwise return element cast to string.
     *
     * @param mixed $element
     */
    private static function elementToString($element): string
    {
        if (is_bool($element)) {
            return $element ? 'TRUE' : 'FALSE';
        }

        return (string) $element;
    }

    /**
     * Write line to CSV file.
     *
     * @param resource $fileHandle PHP filehandle
     * @param array $values Array containing values in a row
     */
    private function writeLine($fileHandle, array $values): void
    {
        // No leading delimiter
        $delimiter = '';

        // Build the line
        $line = '';

        foreach ($values as $element) {
            $element = self::elementToString($element);
            // Add delimiter
            $line .= $delimiter;
            $delimiter = $this->delimiter;
            // Escape enclosures
            $enclosure = $this->enclosure;
            if ($enclosure) {
                // If enclosure is not required, use enclosure only if
                // element contains newline, delimiter, or enclosure.
                if (!$this->enclosureRequired && strpbrk($element, "$delimiter$enclosure\n") === false) {
                    $enclosure = '';
                } else {
                    $element = str_replace($enclosure, $enclosure . $enclosure, $element);
                }
            }
            // Add enclosed string
            $line .= $enclosure . $element . $enclosure;
        }

        // Add line ending
        $line .= $this->lineEnding;

        // Write to file
        if ($this->outputEncoding != '') {
            $line = mb_convert_encoding($line, $this->outputEncoding);
        }
        fwrite($fileHandle, /** @scrutinizer ignore-type */ $line);
    }
}
Refund Policy
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At NFC Pay, we strive to provide a seamless and satisfactory experience with our services. This Refund Policy outlines the circumstances under which refunds may be issued for transactions made through our platform. Please read this policy carefully to understand your rights regarding refunds.
1. Eligibility for Refunds
Refunds may be considered under the following circumstances:
 

2. Non-Refundable Situations
Refunds will generally not be issued in the following situations:
 

3. Refund Process
To request a refund, please follow these steps:
 

  1. Contact Customer Support: Reach out to our customer support team via [email/phone/app support chat] with your transaction details, including the date, amount, and reason for the refund request.
  2. Investigation: Our team will review your request and may ask for additional information or documentation to support your claim. This process typically takes [5-10 business days], depending on the complexity of the issue.
  3. Refund Decision: After reviewing your request, we will notify you of our decision. If approved, the refund will be processed back to your original payment method. The timing of the refund will depend on your bank or payment provider and may take up to [10 business days] to reflect in your account.

4. Refund Exceptions
Certain transactions may be subject to specific terms and conditions, including non-refundable fees or charges. Please review the terms associated with each transaction carefully, as some fees may not be eligible for refunds.
5. Modifications to the Refund Policy
NFC Pay reserves the right to modify this Refund Policy at any time. Changes will be communicated through updates on our website and app, and the effective date will be updated accordingly. We encourage you to review this policy periodically to stay informed about our refund practices.
By using NFC Pay, you agree to this Refund Policy and understand the terms under which refunds may be issued. Our goal is to ensure a fair and transparent refund process, providing you with confidence and peace of mind when using our services.